Tag Archive | frugality

A new level of frugal

Hubby and I celebrated our 10 year anniversary this past May. Since the 2 of us haven’t been on vacation without the kids since our honeymoon, we thought it would be the perfect time. We had a nice relaxing long weekend at Disney! It was wonderful. But I am not sure we were prepared for what happened next.

A summer of togetherness. 24/7 togetherness!

Since our return from vacation, Hubby’s business has slowed down like 100%. He is only working a handful of days out of the month for the last 4 months. So as the months past by, we have had to really tighten our belts and cut out unnecessary expenses. Of course, me being me, cut out all of my beauty expenses or at least went the cheaper route. Back to dying my own hair and waxing my own eyebrows. And no recent hair cuts. But having 2 boys in the house that needed haircuts every month was getting expensive.

So I bought a clipper set at BJs and learned how to cut hair.

I started with my son. I figured if I messed up then no big deal he was 5 and wouldn’t care.

 

Before

Before

 

After

After

Not too bad for my first time.

Then my youngest daughter wanted bangs. So back to youtube I went.

Before

Before

 

After

After

One side did end up a little shorter than the other. But for my first time, I think it was good. She was happy.

Since this I have done my son’s hair many times. I have to say I prefer cutting the boys hair, much easier and if you screw up just shave it all off. I have even started cutting my Hubby’s hair. Which was nerve racking because he is so particular about it. But I have done it twice and he was very happy. So I have saved us at least $100 so far. The clippers only cost $30. So far a $70 profit. And the more I do it, the better and faster I get. This past Monday, I did both boys in an hour. That beats have to go to Fantastic Sams and wait, not to mention the time and the cost of gas it takes to get there.

Advertisements

Back to basics~ turning frugal

6 months after we moved out here, the economy tanked and my hubby’s business took a massive hit. We had to quit paying on our credit cards and let 2 cars and hubby’s motorcycle get repossessed. It was awful feeling knowing you had a very, VERY successful business and in a blink of an eye it could all be taken away. But we kept at it and Hubby’s business was one of the few small cabinet shops to pull through. A lot of friends of his had to close their doors and walk away after years and years of being in business. We did everything we could to make it through and the best part is our children never knew we were poor. Today when I talk about the bad days, they are shocked. That I am thankful for.

During that time, I found ways to be frugal and live on cash only. Something I had never done in my entire life and something my hubby had to relearn. If there was no cash for it, then it wasn’t happening.

Now here we are 2013 and I have been looking back at all the stuff we spend money on that we really don’t need right that minute. First off, my hubby loves to spoil me and sometimes it’s very hard to say no when he wants to buy new boots (my obsession) or when he wanted to buy me an expensive camera because I said I would like to photography classes. And if a computer or TV breaks, we have to replace it ASAP. These are all things that could have been bought as christmas presents and he wouldn’t be struggling to get me something now. Hubby can be very extravagant sometimes, spend a $1000 at one time and not even blink. That shocks me.

We are still on a cash system, but have not been frugal at all. We eat out too much….way too much! And every time we go to the store the kids want drinks, snacks or toys. Hubby is constantly buying tools or other things he says he needs.

So with that said we have taken another hit. Now we need to cut back our grocery spending to just $500. I was spending anywhere from $800-$1000 and still listening to everyone complain there was nothing to eat. They also are in a phase of everything needs to brand name. My family also had an aversion to leftovers. Some family members would have a cow if they didn’t have a freshly prepared meal. I don’t even want to know how much money I threw out with all the leftovers.

Well change is coming. I am getting back to basics. The snacking all day is out! The sodas all the time is out! The fast food lunches is out!

We are self employed! We don’t have a 401K or retirement plan. We have only what we have saved. And since my hubby turns 40 next year and isn’t getting any younger. 2014 is my getting back to being frugal and saving year.

Time to break out the Dave Ramsey book and refresh.

Earth Day 2012~ a new beginning for us

There was a time a few years ago that we were extremely frugal. During the early recession years, my husband’s business barely existed at all. We were barely making it by. Well in the last two years are business has picked back up a little more every year. There was a time when I would see my husband watching TV everyday to now when I barely see him because he is working SO much. Don’t get me wrong I am not complaining!

But with the increase in income has come the decrease in frugality. We buy fast food all the time. We buy little snacks and toys for the kids every time we’re out. I use to be very good about reducing waste but that seems to have stopped also. We are big recyclers around here but that is limited to newspaper, bottles, cans and cardboard, even though we can recycle more.

Grocery shopping use to be extremely tight. I fed a family of 7 for about $400 a month, that was 4 adults and 3 little kids. Now I have 3 adults, 3 teens and a toddler and can’t seem to spend less than $600. I want to get back to homemade and less processed no matter how good of a deal it is.

So beginning Earth Day 2012 our family is making changes!

I am stepping up our recycling to include envelopes, cans and anything else I can recycle.

I am pledging more homemade and less processed.

I am also going to try homemade cleaners to reduce the amount of chemicals in my home.

Reduce energy use. Less drying clothes in the dryer. Less wasting water. Lights out in an empty room (that’s mostly my kids). Open windows on a nice day. And push the air up a few more degrees and set out fans instead.

Less paper plates. I have to admit we use paper plates every day for lunch and sometimes for dinner or breakfast depending on what we are having.

We are also bad about wasting food. I always make too much and then most leftovers get thrown out. I am trying to work on reusing them in other recipes and not throwing out so much.

This is a huge challenge since a lot of this falls on me and with a family of 7 nothing is ever easy but I am ready and really excited to get started!